Calculate Pakistan income tax for FY2025-26 using Finance Act 2025 slabs for salaried and non-salaried individuals. Instant breakdown: annual tax, monthly deduction, effective rate, and net take-home.
Total annual income in Pakistani Rupees
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Estimate only — based on Finance Act 2025 slabs (effective 01-Jul-2025). Super Tax (10% on income above Rs. 10M) is an estimate — verify current rates with FBR. IT export rate (0.25%) applies only to foreign remittances through banking channels. Does not include provincial withholding taxes. Consult FBR or a tax advisor for filing purposes.
Tax = Base Amount + (Income − Lower Bracket) × Marginal RateBase AmountFixed tax accumulated from all lower slabsIncomeTotal annual taxable income in Rs.Lower BracketLower bound of the applicable slabMarginal RateRate on income exceeding the lower bracketPakistan uses a progressive slab-based tax under the Income Tax Ordinance 2001. Each slab carries a fixed base tax plus a marginal rate on income above that slab's lower bound. Salaried individuals receive preferential rates compared to non-salaried/business taxpayers.
Pakistan's Federal Board of Revenue (FBR) revises income tax slabs with every Federal Budget. This calculator uses the exact progressive slabs from the Finance Act 2025, effective for tax year July 2025 – June 2026. Whether you are a salaried employee or a self-employed professional, you can compute your precise tax liability, effective rate, and monthly take-home in seconds.
Enter your total annual income in Pakistani Rupees and select your taxpayer category (salaried or non-salaried/business). The calculator identifies the applicable slab, applies the correct marginal rate, and shows annual tax, monthly deduction, effective tax rate, and net income — all calculated instantly in your browser.
| Annual income | Rate |
|---|---|
| Rs. 0 – Rs. 600,000 | 0% |
| Rs. 600,000 – Rs. 1,200,000 | 5% (base Rs. 0) |
| Rs. 1,200,000 – Rs. 2,200,000 | 15% (base Rs. 30,000) |
| Rs. 2,200,000 – Rs. 3,200,000 | 25% (base Rs. 180,000) |
| Rs. 3,200,000 – Rs. 4,100,000 | 30% (base Rs. 430,000) |
| Above Rs. 4,100,000 | 35% (base Rs. 700,000) |
| Annual income | Rate |
|---|---|
| Rs. 0 – Rs. 600,000 | 0% |
| Rs. 600,000 – Rs. 1,200,000 | 15% (base Rs. 0) |
| Rs. 1,200,000 – Rs. 1,600,000 | 20% (base Rs. 90,000) |
| Rs. 1,600,000 – Rs. 3,200,000 | 30% (base Rs. 170,000) |
| Rs. 3,200,000 – Rs. 5,600,000 | 40% (base Rs. 650,000) |
| Above Rs. 5,600,000 | 45% (base Rs. 1,610,000) |
A salaried person with a gross annual income of Rs. 2,400,000 (Rs. 200,000 × 12), taxed under the FY2025-26 salaried slabs.
Annual tax Rs. 230,000 — an effective rate of 9.6%, leaving Rs. 180,833 per month.
Even though this salary sits in the 25% slab, only the amount above Rs. 2.2 million is taxed at 25%, so the effective rate is far lower than the marginal rate.
A senior professional with a gross annual income of Rs. 6,000,000, taxed under the top FY2025-26 salaried slab (35% above Rs. 4,100,000). Income is below the Rs. 10 million Super Tax threshold.
Annual tax Rs. 1,365,000 — an effective rate of 22.75%, leaving Rs. 386,250 per month.
Crossing into the 35% slab does not tax your whole salary at 35% — the effective rate here is under 23%.
Knowing your exact tax liability helps you negotiate salaries on a net-of-tax basis, plan advance tax payments to avoid penalties, and compare take-home across job offers. The effective rate view shows what percentage of every additional rupee you earn goes to the government — crucial for high earners near slab boundaries.
A common mistake is confusing the marginal rate with the effective rate. Someone in the 35% slab does not pay 35% on their entire income — only on the portion above Rs. 4.1 million. Their effective rate is always lower. For IT exporters, the 0.25% final tax on foreign remittances is dramatically lower than regular slabs — but it applies only to foreign exchange brought through banking channels, not domestic income.
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