Calculate stamp duty, CVT, registration fee, and withholding tax on property purchase/sale in Pakistan 2025. Covers Punjab, Sindh, KPK, and Islamabad with buyer and seller cost breakdown.
Use DC / FBR valuation or actual transaction value (whichever is higher)
Enter values above to see results
Indicative estimates only — rates vary by city/district and are subject to provincial Finance Act revisions. Actual CVT exemptions, FBR valuation tables, and TMA/town fees are not included. Confirm exact amounts with a property lawyer or Sub-Registrar office before completing any transaction.
Buyer Cost = Stamp Duty + CVT + Registration + WHT (236K)Stamp DutyProvincial charge on property transfer — 3% in Punjab/Sindh/ICT, 4% in KPKCVTCapital Value Tax — 2% of property value in Punjab/Sindh/ICTRegistration FeeProperty registration at Sub-Registrar — approximately 1%WHT 236KAdvance tax on buyer — 3% filer / 6% non-filer of fair market valueWHT 236CAdvance tax on seller — 3% filer / 6% non-filer of considerationPakistan property transfers attract multiple levies collected by different authorities. Provincial stamp duty and CVT go to the provincial government. Registration fees go to the Sub-Registrar. Sections 236K and 236C withholding taxes are advance income tax collected by FBR — they are adjustable against your annual tax liability, not a permanent loss.
Buying or selling property in Pakistan involves a maze of transfer taxes, advance withholding taxes, and registration fees that can add 9–12% to the transaction cost for buyers and 3–6% for sellers. This calculator gives you a complete province-by-province breakdown of every levy, distinguishes between costs borne by the buyer versus seller, and highlights the filer/non-filer rate difference that can save you hundreds of thousands of rupees.
Enter the property's DC or transaction value (whichever is higher), select the province, and indicate whether the buyer and seller are active tax filers. The calculator applies the correct stamp duty, CVT, registration fee, and 236K/236C withholding tax rates and shows a complete cost breakdown for both parties.
A tax filer buying a house valued at Rs. 15,000,000 (DC value) from another filer, in Punjab.
Buyer pays Rs. 1,350,000 in transfer costs — 9% of the property value.
The 236K and 236C amounts are advance income tax, adjustable in each party's annual return — not a permanent cost for filers.
Identical Rs. 15,000,000 purchase, but the buyer is not on the Active Taxpayer List.
Buyer pays Rs. 1,800,000 — 12% of value, Rs. 450,000 more than a filer.
Being on the ATL before you buy saves the doubled 236K rate outright.
Knowing total transfer costs in advance prevents budget shortfalls at the time of registration. The filer/non-filer comparison shows exactly how much you save by being on the ATL (Active Taxpayer List). Property agents and developers rarely disclose the full tax burden upfront — this calculator gives you the complete picture.
The most common mistake is confusing the WHT (withholding tax) with a final tax — it is advance tax, fully adjustable in your annual return. Another mistake is calculating on the quoted price rather than the DC/FBR value, which can be significantly higher in older urban areas. Always check the current FBR valuation table for your specific area.
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